“No one said it would be easy, just that it would be worthwhile”
“Always follow your dreams, and if your dreams don’t scare you they aren’t big enough”
“Great Minds Discuss Ideas, Average minds discuss Events, small minds discuss people”
Evidence-Based Actions
Our investment process is based on six evidenced-based actions that we believe wil deliver you investment success.
Structure
the right portfolio
1
Our comprehensive planning process delivers the right mix of assets for your financial goals.
Diversify
to reduce risk
2
By investing across asset classes, companies and geography, we archieve the best defence against market uncertainty and risk.
Protect
against inflation
3
To sustain your wealth in the years to come, it is critical that your portfolio can defend your purchasing power against inflation.
Reduce costs
to get a fair price
4
Managing the costs of your investments will ensure that you get the benefits at fair and competitive price.
Control
emotional decisions
5
Our role is to coach you to avoid “buy high” and “sell now” emotional doubts and provide information and reassurance.
Rebalance
your portfolio
6
Keeping your original asset mix requires rebalancing on a regular basis to avoid taking on volatility and risks beyond your tolerance.
Evidence-Based Actions
Our investment process is based on six evidenced-based actions that we believe wil deliver you investment success.
Structure
the right portfolio
1
Our comprehensive planning process delivers the right mix of assets for your financial goals.
Diversify
to reduce risk
2
By investing across asset classes, companies and geography, we archieve the best defence against market uncertainty and risk.
Protect
against inflation
3
To sustain your wealth in the years to come, it is critical that your portfolio can defend your purchasing power against inflation.
Reduce costs
to get a fair price
4
Managing the costs of your investments will ensure that you get the benefits at fair and competitive price.
Control
emotional decisions
5
Our role is to coach you to avoid “buy high” and “sell now” emotional doubts and provide information and reassurance.
Rebalance
your portfolio
6
Keeping your original asset mix requires rebalancing on a regular basis to avoid taking on volatility and risks beyond your tolerance.
Our approach is driven by reserach, evidence, and modern investment theory. These fully support the use of low-cost fund managers that endeavour to capture as much of the market return as possible. We believe that:
2. Risk and Return go hand in hand
If you believe that markets work then it must also be true that risk and return go hand in hand.
We always seek high returns for lowest possible risk.
Deciding which risks to take and which risks to avoid forms the core of our philosophy and determines the structure of our portfolios.
3. Diversification is the most effective protection against investment risk
Asset classes and stocks that perform well in different investment conditions can offer investors a smoother return when combined.
By diversifying investments across asset classes, whose return patterns are entirely independent of one another, the risk of a portfolio can be reduced by a quarter.
We make best use of the diversification benefits that different asset classes can offer.
Our Financial Planning Services:
Strategic Financial Planning
Insightful, strategic financial planning. It’s at the heart of everything we do at PFT.
Our highly experienced financial planners will ask the right questions, and then listen carefully to understand every aspect of your financial situation, in conjunction with your specific objectives, needs, attitude to risk and lifestyle. Using this information, we will better know you that is designed to give you clarity and direction for your financial journey with us.
Our innovative advice is based on researching a wide variety of investment frameworks to find the most appropriate solutions. These may include investment services, retirement planning, tax structuring and protection strategies.
Your objective-based financial plan will form the nucleus of an ongoing relationship that is intended to remain as a constant throughout your lifetime. Our financial planners work in harmony with other skilled professionals within PFT to ensure that all aspects of your financial plan are implemented and reviewed to ensure that they remain relevant.
With truly independent access to an extensive range of investments, we can employ our experience and technical expertise to recommend and implement the most suitable solution for any kind of financial situation.
Our range of efficient solutions and services have been created with you in mind, wherever you are in your life and whatever your goals.
We will work closely with you to achieve your investing aims. You’ll have an investment manager on hand to answer your questions and put plans into action.
This is backed up by a wealth of additional experience in our wider asset management team and the broader multi-service offering that PFT Group provides.
Our Portfolio Review Service provides a review of existing portfolio to establish the level of risk taken, the performance achieved and the true costs incurred always covered by us.
Legal & Compliance
Private Legal Services
Our expert team offers specialist advice across a broad spectrum of private client legal work.
We place our clients at the centre of everything we do. Clients often share similar priorities, but their views on how those priorities should be pursued can be very different. We take the time to understand how you view your wealth and how you wish that wealth to be passed on.
By building strong relationships with you and with other generations of your family, we can create bespoke solutions that enable your beneficiaries to receive a significant and lasting benefit from their inheritance.
Our team offers a broad range of expertise, including succession planning, tax mitigation, trust structuring, and Will and Power of Attorney planning.
Whether you are a high-net-worth individual, the steward of your family’s affairs, or a business owner, you will receive the personal attention and tailored advice of our dedicated lawyers, who are focused on understanding and achieving your specific objectives.
Tax services
PFT offers a complete range of tax services
We build long-term relationships with our clients to ensure that we provide them with a service that is specific to their personal circumstances.
We have a broad range of expertise and, once we understand a client’s priorities, we find tailored solutions to help them meet their objectives.
The breadth and depth of our knowledge and experience is also multi-disciplinary. We combine our financial planning knowledge with our tax compliance knowledge to arrive at an outcome that is both acceptable to you as a taxpayer and as the tax collector.
By keeping up with trends and changes, we can help you navigate the complexity of both the commercial and the legislative landscape.
Our solutions
We offer a complete range of tax services covering both tax compliance and tax advisory
Whether you require assistance with filing a return, structuring your affairs tax-efficiently, minimising tax liabilities or negotiating , our tax experts can help
We provide a fast, efficient service to ensure that you do not have to worry about meeting deadlines.
This gives a full understanding of your tax liabilities, so that you can plan ahead, and so that we can provide proactive advice on how you could minimise those liabilities.
By having a deep understanding of your family’s circumstances, we can look for opportunities to utilise your own and your family’s allowances and rate bands to maximise your post-tax income.
By working close with your financial and legal adviser, we obtain an in-depth knowledge of your circumstances.
We can then provide bespoke tax advice, ensuring that your investments are structured in the most tax-efficient manner and that ongoing tax liabilities are managed.